Terms of Service

Terms of Service

 

Electronic Records and Signatures. 


  • I acknowledge and agree that I intend to conduct this transaction by electronic means and that this any transaction may be executed by electronic signature, which shall be considered as an original signature for all purposes and shall have the same force and effect as an original signature. Without limitation, in addition to electronically produced signatures, “electronic signature” shall include faxed versions of an original signature or electronically scanned and transmitted versions (e.g., via pdf) of an original signature.


  • I may withdraw my consent to receive electronic documents, notices, or disclosures at any time. In order to withdraw consent, I must notify the sending party that I wish to withdraw consent and request that my future documents, notices, and disclosures be provided in paper format. To request paper copies of documents; withdraw consent to conduct business electronically and receive documents, notices, or disclosures electronically; or withdraw consent to sign documents electronically, please contact the CTA Integrity, LLC at matt@ctaintegrity.com.


  • I acknowledge that by clicking on the “I Agree”, or similar button on the Site, I am indicating my intent to sign the relevant document or record and that this will constitute your signature and agree to these terms of service.

 

I understand that these Terms require the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions and limit the remedies available to me in the event of a dispute as described in the CTA Integrity, LLC Arbitration Agreement, contained in Paragraph 10 of these Terms of Service.

 

Accuracy of Information and Third-Party Consent. To the best of my knowledge, I have provided accurate information to CTA Integrity, LLC and have obtained all third-party consents required for my order. 

 

Non-English-Speaking Customers. I understand that certain materials on the CTA Integrity, LLC site, including but not limited to questionnaires, documents, instructions, and filings, are only available in English. 

 

Limitation of Liability and Indemnification. EXCEPT AS PROHIBITED BY LAW, I WILL HOLD CTA INTEGRITY, LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE, HOWEVER IT ARISES (INCLUDING ATTORNEYS’ FEES AND ALL RELATED COSTS AND EXPENSES OF LITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOT LITIGATION OR ARBITRATION IS INSTITUTED), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY CLAIM FOR PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM THIS AGREEMENT AND ANY VIOLATION BY ME OF ANY FEDERAL, STATE, OR LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF CTA INTEGRITY, LLC HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF THAT DAMAGE. EXCEPT AS PROHIBITED BY LAW, IF THERE IS LIABILITY FOUND ON THE PART OF CTA INTEGRITY, LLC, IT WILL BE LIMITED TO THE AMOUNT PAID FOR THE SERVICES AND UNDER NO CIRCUMSTANCES WILL THERE BE CONSEQUENTIAL OR PUNITIVE DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, SO THE PRIOR LIMITATION OR EXCLUSION MAY NOT APPLY TO ME. 

 

Terms of Use. I understand that the Website’s general terms of use (the “Terms of Use”) and Privacy Policy also apply to these Terms of Service and in agreeing to these Terms of Service, I acknowledge that I have read and agree to those Terms of Use, which are incorporated herein by reference.

 

Payment Terms. I understand that my purchase is subject to these payment terms and conditions. I agree to the following terms:


  • Amounts of Services. I agree to the amount of services as provided in the payment processing section of the website. 


  • Refund Policy: CTA Integrity, LLC will not offer refunds prorated or otherwise unless CTA Integrity, LLC is unable to process my Beneficial Owner Information (“BOI”) report because of legal action that temporarily restrains the enforcement or a court order determines that the Corporate Transparency Act is unconstitutional. If the CTA is unconstitutional, then CTA Integrity will refund your payment unless CTA Integrity has already registered your business with the Secretary of Treasury’s Financial Crimes Network (“FinCEN”).

 

Third-Party Services. If I purchased a product that involves third-party services, I understand that I may be required to accept additional terms located on the third-party’s site. The third party may contact me by email and/or phone with instructions on how to access my benefits. CTA INTEGRITY, LLC HEREBY DISCLAIMS LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS, OR SERVICES POSTED OR OFFERED AS PART OF ANY THIRD-PARTY SERVICES. CTA INTEGRITY, LLC IS NOT LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. A THIRD-PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF CTA INTEGRITY, LLC, AND THE THIRD-PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE CTA INTEGRITY, LLC SITE.

 

Future Services. If I choose to add a service to my order subsequent to this initial purchase, these Terms of Service will apply to that additional product or service purchase as well.

 

DISPUTE RESOLUTION BY BINDING ARBITRATION.

 

Please read this carefully. It affects your rights.

 

Most customer concerns can be resolved quickly and to the customer’s satisfaction by contacting CTA Integrity, LLC. In the unlikely event that the CTA Integrity, LLC is unable to resolve your complaint to your satisfaction (or if CTA Integrity, LLC has not been able to resolve a dispute it has with you after attempting to do so informally), we each agree to resolve those disputes through binding arbitration or in small claims court rather than in a court of general jurisdiction. Arbitration is less formal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than a court does, and is subject to very limited review by courts. Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. In arbitration you may recover attorney’s fees from CTA Integrity, LLC to the same extent or more as you would in court. The arbitrator shall apply the same limitations period that would apply in court.

 

Under certain circumstances, as explained below, CTA Integrity, LLC will pay you more than the amount of the arbitrator’s award and will pay your attorney (if any) his or her reasonable attorney’s fees if the arbitrator awards you an amount greater than what CTA Integrity, LLC offered you to settle the dispute.

 

You may speak with independent counsel before using this Site or completing any purchase. 

 

Arbitration Agreement:


  • CTA Integrity, LLC and you agree to arbitrate all disputes and claims between us before a single arbitrator. The types of disputes and claims we agree to arbitrate are intended to be broadly interpreted. It applies, without limitation, to:

 

  • claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory;
  • claims that arose before these or any prior Terms (including, but not limited to, claims relating to advertising);
  • claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; and
  • claims that may arise after the termination of these Terms.

 

For the purposes of this Arbitration Agreement, references to “CTA Integrity, LLC,” “you,” and “us” include our respective subsidiaries, affiliates, agents, employees, employers, business partners, shareholders, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services under these Terms or any prior agreements between us. Beneficiaries include, but are not limited to, those named in an estate planning document.

 

Notwithstanding the foregoing, either party may bring an individual action in small claims court. This arbitration agreement does not preclude your bringing issues to the attention of federal, state, or local agencies. Such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into these Terms, you and CTA Integrity, LLC are each waiving the right to a trial by jury or to participate in a class action. These Terms evidence a transaction or website use in interstate commerce, and thus the Utah Uniform Arbitration Act (“UUAA”) governs the interpretation and enforcement of this provision. This arbitration provision will survive termination of these Terms.


  • A party who intends to seek arbitration must first send, by U.S. certified mail, a written Notice of Dispute (“Notice”) to the other party. A Notice to CTA Integrity, LLC should be addressed to: Notice of Dispute, CTA Integrity, LLC, 1561 S Main St, Springville, UT 84663 (the “Notice Address”). The Notice must (a) describe the nature and basis of the claim or dispute and (b) set forth the specific relief sought (“Demand”). If CTA Integrity, LLC and you do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or CTA Integrity, LLC may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by CTA Integrity, LLC or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or CTA Integrity, LLC is entitled.


  • The arbitration will be governed by the Consumer Arbitration Rules (the “AAA Rules”) of the American Arbitration Association, as modified by these Terms, for all claims under $75,000 and the applicable rules as determined by the AAA for all claims of or above $75,000 and will be administered by the AAA. The arbitrator is bound by these Terms. All issues are for the arbitrator to decide, except that issues relating to the scope, enforceability, and interpretation of the arbitration provision and the scope, enforceability, and interpretation of paragraph (f) are for the court to decide. Unless CTA Integrity, LLC and you agree otherwise, any arbitration hearings will take place in Salt Lake County, Utah. If your claim is for $10,000 or less, you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, by a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If you choose to proceed either in person or by telephone, CTA Integrity, LLC may choose to respond only by telephone or submission. If your claim exceeds $10,000, the AAA Rules will determine whether you have a right to a hearing. The parties agree that in any arbitration of a dispute or claim, neither party will rely for preclusive effect on any award or finding of fact or conclusion of law made in any other arbitration of any dispute or claim to which CTA Integrity, LLC was a party. Arbitration fees and related costs will be governed by the AAA rules.


  • After finding in your favor in any respect on the merits of your claim, the arbitrator issues you an award that is greater than the value of CTA Integrity, LLC’s last written settlement offer made before an arbitrator was selected, then CTA Integrity, LLC will pay you either the amount of the award or refund your subscription amount (“the alternative payment”), whichever is greater. 

 

If CTA Integrity, LLC did not make a written offer to settle the dispute before an arbitrator was selected, you and your attorney will be entitled to receive the alternative payment and the attorney’s fees, respectively, if the arbitrator awards you any relief on the merits. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees, expenses, and the alternative payment and the attorney’s fees at any time during the proceeding and upon request from either party made within 14 days of the arbitrator’s ruling on the merits. In assessing whether an award that includes attorney’s fees or expenses is greater than the value of CTA Integrity, LLC’s last written settlement offer, the arbitrator shall include in his or her calculations only the value of any attorney’s fees or expenses you reasonably incurred in connection with the arbitration proceeding before CTA Integrity, LLC’s settlement offer.


  • The right to attorney’s fees and expenses discussed in paragraph (d) supplements any right to attorney’s fees and expenses you may have under applicable law. Thus, if you would be entitled to a larger amount under applicable law, this provision does not preclude the arbitrator from awarding you that amount. However, you may not recover duplicative awards of attorney’s fees or costs.


  • The arbitrator may award injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. YOU AND CTA INTEGRITY, LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITIES AND NOT AS PLAINTIFFS OR CLASS MEMBERS IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING OR IN THE CAPACITY OF A PRIVATE ATTORNEY GENERAL. Further, unless both you and CTA Integrity, LLC agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding. The arbitrator may award any relief that a court could award that is individualized to the claimant and would not affect other customers. Neither you nor CTA Integrity, LLC may seek non-individualized relief that would affect other customers. If a court decides that applicable law precludes enforcement of any of this paragraph’s limitations as to a particular claim for relief, then that claim (and only that claim) must be severed from the arbitration and may be brought in court.


  • If either party seeks any form of injunctive relief, either party may appeal the award to a three-arbitrator panel administered by AAA by a written notice of appeal within thirty (30) days from the date of entry of the written arbitration award. An award of injunctive relief shall be stayed during any such appeal. The members of the three-arbitrator panel will be selected according to AAA rules. The three-arbitrator panel will issue its decision within one hundred and twenty (120) days of the date of the appealing party’s notice of appeal. The decision of the three-arbitrator panel shall be final and binding, subject to any right of judicial review that exists under the UUAA.


  • Notwithstanding any provision in the applicable Terms to the contrary, CTA Integrity, LLC agrees that if CTA Integrity, LLC makes any future change to this arbitration provision (other than a change to any notice address, website link or telephone number provided herein), that change will not apply to any dispute of which we had written notice on the effective date of the change. Moreover, if we seek to terminate this arbitration provision, any such termination will not be effective until at least thirty (30) days after written notice of such termination is provided to you and shall not be effective as to disputes which arose prior to the date of termination.


  • Billing. I agree to make an initial payment immediately when I place my order. I authorize CTA Integrity, LLC to charge my credit card for any purchase I make with CTA Integrity, LLC. 


  • Disputed Charges. I understand that if I dispute a charge to my credit card, I should contact the CTA Integrity, LLC immediately at matt@myctafiler.com and CTA Integrity, LLC will investigate the matter.


  • Account Information. I agree to notify CTA Integrity, LLC immediately of any changes to my credit card number, its expiration date, and/or my billing address, or if my credit card expires or is cancelled for any reason, including fraud.

 

Reviews. After your purchase, you may receive an email survey request from CTA Integrity, LLC. If you complete the survey or submit a review online, your opinions may be posted, in whole or in part, on the Site or used in marketing material. The review may be accompanied by limited identifying information, such as your first name and last initial, the product you purchased, and city and/or state.

 

Access to World Wide Web; Internet Delays. To use CTA Integrity, LLC services, I must obtain access to the internet, either directly or through devices that access web-based content and pay any service fees associated with such access. I am responsible for providing all equipment necessary to make the connection to the internet, including a computer and internet access. Access to certain CTA Integrity, LLC services may be limited or delayed based on problems inherent in the use of Internet and electronic communications. I understand that CTA Integrity, LLC is not responsible for delays, delivery failures, or other damage resulting from such problems.

 

Governing Law and Jurisdiction. All matters relating to the Website and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Utah without giving effect to any choice or conflict of law provision or rule (whether of the State of Utah or any other jurisdiction). Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Utah. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

 

I acknowledge and agree to the following:

 

  1. that CTA Integrity, does not make a final determination about whether you should file your BOI report with FinCEN;
  2. that CTA Integrity is not a law firm and does not provide legal advice;
  3. that I will seek legal advice if I need additional information regarding the CTA;
  4. that I all information provided for the purposes of the BOI report is accurate and up to date;
  5. that I will update CTA Integrity with any corrections to the BOI report as soon as the corrections are known; 
  6. that I must provide information, corrections, and any other information necessary for processing a BOI report as soon as possible; and
  7. that I may be liable for the fine of $500 per day or jail time for not filing a BOI, filing inaccurate information, or failing to correct BOI report information.

 

Force Majeure. CTA Integrity, LLC shall not be considered in breach of or default under these Terms of Service or any contract with me and shall not be liable to me for any cessation, interruption, or delay in the performance of its obligations by reason of earthquake, flood, fire, storm, lightning, drought, landslide, hurricane, cyclone, typhoon, tornado, natural disaster, act of God or the public enemy, epidemic, famine or plague, action of a court or public authority, change in law, explosion, war, terrorism, armed conflict, labor strike, lockout, boycott, or similar event beyond our reasonable control, whether foreseen or unforeseen (each a “Force Majeure Event”). If a Force Majeure Event continues for more than 60 days in the aggregate, CTA Integrity, LLC may immediately terminate these Terms of Service and shall have no liability to me for or as a result of any the termination.

 

Right to refuse. I acknowledge that CTA Integrity, LLC reserves the right to refuse service to anyone.

 

I understand that these terms affect my legal rights and obligations. If I do not agree to be bound by all of these terms, I will not use this service. By proceeding with my purchase, I agree to these Terms of Service.